Welcome To American Safety.

   Our company can provide you
with a written program
  putting you a cut above the rest in terms of credibility as respected business owner.

As you have recently been informed 
the RED FLAG RULE  is a
 new LAW for all businesses 
collecting personal information regarding their customers. Your business will need
 a Written Theft Prevention Program 
&
Employee Training Manual
to become compliant with the new law by
 May 1st, 2009!

American Safety can provide you with a
  compliance manual 
 AND
 employee training
 in one neatly presented compact binder. 
Our manual is very easy to understand and implement, also saving you time and money!
 
With this step-by-step program you can become compliant in less than 30 minutes.
Confidently train your employees 
with a concise written program that you can
produce when audited.
The cost of the program is a reasonable
$219.00 if you order now there is a 
early bird special at $149.00.
 and just a phone call away.
You will have proof neatly in place
  when audited.
Avoid fines and penalties.
Call and order your
 I.D. Theft Prevention Program Today!
541-291-9263

American Safety
1630 Williams Hwy PMB#219
Grants Pass, OR 97527

shawna@americansafetypro.com

www.americansafetypro.com
 

Compliance Manual for Business Owners (Red Flag Rule).
 ID Theft Program

....a dedicated Company saving you time and money!

   How do you know if you need to be
                            Compliant?

Background on Red Flags Rule:

The FTC issued the Red Flags Rule under sections 114 and 315 of the Fair and Accurate Credit Transactions Act (FACT Act), which amended the (FCRA). The rule requires "financial institutions" and "creditors" that hold "covered accounts" to develop and implement an written identity theft prevention program" for new and existing accounts.
The red Flags Rule defines the terms "creditor" and "covered accounts" broadly. A "creditor" under the Red Flags Rule includes any business who collects personal information on a customer or covered account are required to implement a written protections program to detect, prevent, and mitigate instances of identity theft. In addition to addressing relevant "red flags," an institution covered by the Red Flags Rule must "train staff, as necessary" to implement the written identity theft prevention program effectively. Mandatory compliance must be completed by May 01st 2009. 

Compliance will be mandatory beginning May 1, 2009, but don’t let that make you complacent. Each day that your institution doesn't’t have an effective Identity Theft Prevention Program increases the odds that you’ll be damaged by the theft and misuse of a customer’s identity.

The Federal Trade Commission will suspend enforcement of the new “Red Flags Rule” until May 1, 2009, to give creditors and financial institutions additional time in which to develop and implement written identity theft prevention programs. Today’s announcement and the release of an Enforcement Policy Statement do not affect other federal agencies’ enforcement of the original November 1, 2008 deadline for institutions subject to their oversight to be in compliance.
Some examples of creditors are finance companies, automobile dealers, mortgage brokers, utility companies, telecommunications companies, and non-profit and government entities that defer payment for goods or services. Financial institutions include entities that offer accounts that enable consumers to write checks or to make payments to third parties through other means, such as other negotiable instruments or telephone transfers.